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Identity theft and credit card security breaches have increased these past few months, with the latest developments including the attacks on hotel branches in America and the ZeuS Trojan malware phishing scams over the internet. Because these kinds of crimes affect more than a thousand people every year, it is best for you not be unlucky enough to be one of them. Here are a few ways to prevent being a victim of identity theft:

Avoid Phishing Scams

As mentioned earlier, the latest of these phishing scams include the ZeuS Trojan malware which used fake “Verifies by Visa” and “MsterCard SecureCode Security” enrolment programs to trick customers into giving out their credit and financial information. These s

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Another complaint of ATM fraud has been made by three more victims to the cyber crime investigation cell (CCIC) of UT police.

The three victims claimt of money being withdrawn from their accounts. They got to know of this through their mini statements.

In another case, Rs 1.11 lakh was taken out from the accounts of three other customers using cloned ATM cards. All the cases have occured with SBI customers.

Indirect or direct role of bank employees in this scam is also being considered.

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The credit card market is highly competitive, and options are available for almost everyone. But for those people who haven’t yet earned a sound financial reputation, those options are more limited. Credit card applicants without an established credit rating may be subjected to exorbitant fees and higher interest rates. But everyone has to start somewhere, and having a credit card, even one that’s not the best, and making responsible payments is an excellent way to build good credit. The following information can  help anyone select their first credit card.

Secured Credit Cards

The easiest way to earn a credit history and rating is to apply for a secured credit card. Secu

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Every store, big, medium or small in enterprise accepts credit cards. Even though many financial advisors warn that the credit card encourages over spending, people continue to prefer using a credit card to shopping with cash even departmental stores and supermarkets encourage the use of credit cards. To use the credit card to maximum benefit, one must understand how a credit card works. Given that there are several types of credit cards in the market today, it is quite a task understanding how one differs from the other in function, benefits and general utility.

The process begins with obtaining a credit card account.

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The central district police have nabbed an international credit card cloning gang. One of the members of the gang named Sahubar Maina Mohammad has been arrested on the same grounds.

“On August 18, owner of Spice Retails Ltd in Daryaganj area informed sub-inspector Dharmender about a `Spanish man’ who had come to the shop to buy cellphones. He was allegedly carrying a number of credit cards and the shop owner found his activities suspicious,” said DCP (central) Jaspal Singh.

The passport held by the person was found to be a forged one.

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