Compare Best Credit Cards Offers

“They want to know how they can entice them to use credit cards instead of debit. The answer is to give them something for nothing.”

For users savvy with cards, perks can be considerable. Introductory offers on some cards can give you free flights, vouchers or considerable cashback. Once these offers have been claimed, people with a good credit score may be able to move to another card.

However, David Black, at financial information service Defaqto, warns shoppers that they should only start looking at rewards if they always pay their balance off every month.

Full article…

When you’re carrying a debt load on high-interest credit cards, there’s nothing more tempting than those introductory 0% rates offered by some of their competitors. It’s true that balance transfer credit cards can help you pay down debt faster. But once you’ve transferred the balance, there are a few things you should remember to get the most out of that 0% period.

Don’t make just the minimum payment. Some people divide the amount of their balance by the number of months the 0% offer is applicable, and then pay that amount each month. But if th

Full article…

Many of us have been guilty of it: spending way beyond our means over the last few years. And it’s no wonder; we all were in overdrive, enjoying a booming economy and a healthy housing market. However, all good things had to come to an end, that the economy was no exception.

As a result, many Americans found themselves in record debt; savings depleted, homes foreclosed; and credit cards maxed.

Fiscally Responsible Spending

The other side of this chaos, however, has been a silver lining, of sorts. Fiscally responsible consumers have emerged, giving way to more responsible spending. L

Full article…

I don’t know what I signed up for, but in the past few weeks, I have been assailed with snail mail asking me to contribute to a various humanitarian and relief efforts across the world — clean water, dying animals, homeless people — you name it.

I had a different topic in mind for this week’s roundup, but then I came home yesterday and checked my mail. Yep, another piece of fundraising mail. This one was in a regular-sized envelope but was strangely heavy and textured, so I decided to open it. It’s from the Children’s Hunger Relief Fund. “Every penny is so important!” the letter claims.

Full article…

Travelling seems to be getting more exciting for ICICI card holders. Travel portal Yatra.com has declared a30% discount to customers making hotel bookings and holiday bookings using ICICI bank debit or credit card.

The discount of 30% is available with a ceiling of Rs. 1,250 on hotel bookings as well as holiday bookings for customers having ICICI Patinum or Titanium credit cards.

The portal also said that the discount would be 15% for Gold and Silver debit and credit card having a maximum limit of Rs. 750.

Flight tickets would also carry discounts under this scheme. The customer can avail discount of 10% upto Rs.

Full article…